pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
pays.co.uk 15 minutes deposit. No credit checks or faxing for installment loans online. Apply now!
pays.co.uk pays.co.uk
pays.co.uk You should always do enough research to make certain that you are applying with a legitimate business. The lender can be a valid one, but the rates and fees are high. If you get involved with a less than trustworthy lender, you could have severe financial problems as a result. Look for information about the lender online or through the Better Business Bureau. pays.co.uk The customer complains may be legitimate, or may be less valid, but they should always be handled with diplomacy and courtesy.
pays.co.uk pays.co.uk
You neeit, right now.
pays.co.uk Stop battling insufficent funds. Get your cash sorted today and get on with life. We’ll get up to £750 into your hands wuthin 15 minutes. on your first advance – if you need us again it’ll happen instantly,day or night.
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Don’t like paperwork ? Neither do we.
Our online application takes 5 minutes, max. No paperwork hassles. No waiting in long queues. Technology can make it happen right now. all you need is a compiter or movile phone and an Internet connection. Easy.
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We care.
pays.co.uk If you need help our award winning Customer Care team is just aphone call away. We’re also ready on email, live chat, Facebook and SMS. We know speed, transparency and efficiency are critical – but sincerity, trust and compassion are how we take service to new levels.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
How It Works
pays.co.uk Applying and receiving a payday loan is simple. Once you submit the two-step online application, a representative will immediately begin reviewing your information to match you with the best lender based on your payday loan needs. With the lighter restrictions of an online lending company, a payday loan is easier than ever to obtain. pays.co.uk You should qualify if you are
-A resident of the United Kingdom
-18 years of age or older
-Currently employed or receive regular income
-Have a valid checking or savings account with direct deposit
pays.co.uk pays.co.uk
There is no need to perform a credit check and all of your personal details may be submitted online, eliminating the need to fax over any documents. Your information is kept secure so you can rest assured your business stays your business
pays.co.uk A payday loan is the absolute quickest method to get the cash you need when you need it most. Bank loans typically perform credit checks which can slow down the approval process, and money stores can force you to wait in lengthy lines. When time is not on your side, apply for a payday loan using our secure system.
Repayment of your payday loan is just as simple. Upon your next pay period, the amount of your payday loan and the pre-determined lending fee will be automatically deducted from your checking account. If you need an extension, please be sure to contact one of our customer service agents to make arrangements.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
Privacy Policy
pays.co.uk We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.
What Information Do We Collect
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
1. Personal Information You Choose to Provide :
pays.co.uk Registration Information
When you register for any of our products, services or newsletters you will provide us information about yourself.
Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.pays.co.uk
2. Web Site Use Information
pays.co.uk Similar to other commercial Web sites, our Web site utilizes a standard technologies and web server log files to collect information about how our Web site is used. pays.co.uk Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested. Countries in the European Economic Area (EEA) are required to have a similar standard of protection of personal data. This is not always the case outside that area. We may transfer personal data outside the EEA (including to our associated companies in Canada) and will ensure before we do so, that there is adequate protection as required by the relevant Data Protection legislation.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
pays.co.uk The use of Company web site constitutes an existing business relationship between Company or any of its affiliates with whom Company shares information in accordance with this Privacy Policy.The use of Company web site qualifies as consent to be contacted by, including but not limited to, telephone and email for changes in account status, changes in subscriber agreements, marketing opportunities, privacy policies and/or any other policies or agreements relevant to you or your account.pays.co.uk
What About Legally Compelled Disclosure of Information?
pays.co.uk We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public. As a condition of extending credit, some lenders you may be matched with may be run a credit check from a major credit reporting bureau.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
What About Other Web Sites Linked to Our Web Site?
pays.co.uk We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site. Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.pays.co.uk
Our Commitment To Data Security :
pays.co.uk Please note that your information will be stored and processed on our computers in the United Kingdom. pays.co.uk The laws on holding personal data in the United Kingdom may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. pays.co.uk After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.
A Special Note About Children
Children are not eligible to use our services unsupervised and we ask that children (under the age of 18) do not submit any personal information to us. pays.co.uk If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.
Acquisition or Changes in Ownership
pays.co.uk In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
Policy Modifications
We may change this Privacy Policy from time to time. pays.co.uk If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.pays.co.uk
Contact Us
pays.co.uk If you have any further questions or concerns regarding our privacy policy, please feel free to contact us at www.plegs.com.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
FAQ
How quick can a payday loan be made ?
Funds are transferred by priority same day payment for all new customers. If your bank operates Faster Payments then you should receive your money shortly after it has been transferred. However, please note that exactly when the money clears in your account is dependent upon your bank and some banks may take longer to clear the funds.pays.co.uk
Can the advance be paid into a different account than the account my wages are paid into?
pays.co.uk No – we need to pay loans into the account the loan was approved for, which is the account your wages are paid into.
What if I am paid by cash or cheque ?
Your wages need to be paid into your bank account by bank transfer – we cannot approve customers that are paid by cash or cheque.
How do I qualify for a payday loan?
pays.co.uk makes qualifying for a payday advance easier than for traditional credit or loans. You should meet all of the following requirements:
• Currently employed (or receive regular income)
• Be 18 years of age or older
• Must be a resident of the United Kingdom
• Have a checking or savings account with direct deposit.
Does it matter if I am not a homeowner ?
No – it does not matter to us what your housing status is.pays.co.uk
What if I don’t have a debit card ?
We cannot provide you with a payday loan unless you have a debit card – a cash card (or no card) will not be accepted.
pays.co.uk pays.co.uk
Is my personal and financial information secure?
pays.co.uk We respect our customer’s right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.pays.co.uk
Can I get a cash advance loan if I’m part-time employed ?
Yes, this is possible, as long as you earn more than £750 per month after tax and will have sufficient money on your payday to be able to repay the payday loan.
Can I get a loan if I am between jobs / have recently left a job and don’t yet have another one ?
No – employment is a prerequisite of getting a loan.
If you do not yet have a job you will not be accepted for a loan.pays.co.uk
Can I be accepted for a payday advance loan if I am in overdraft ?
Yes – as long as you will be able to pay back the loan on your payday.
Can I be approved for a payday loan if I am not employed but receive regular tax credits, or alternative forms of income ?
We cannot accept anyone that is not employed, even if you do receive other forms of income.
What if my salary is paid into someone else’s account ?
Your wages need to be paid into your own account.pays.co.uk
How are repayments made ?
On your payday we will collect the money from your debit card. Or you pay by bank transfer .
What if I am paid weekly ?
This does not matter – the loan will become repayable on the fourth payday after the funds are granted. Alternatively the repayments can be staggered over your next four paydays.pays.co.uk
Can I choose how much I want to borrow between £80-£1,500 ?
No – during the application process we assess how much you are likely to be able to pay back on your payday and this is the amount you are approved for initially.pays.co.uk
What if I don’t want to borrow as much money as I’m approved for ?
If you are approved for more money than you want, you can choose to receive less than your full available limit. We pay our cash loans in denominations of £50. So, for example, if you are approved for £400, you can select to only borrow £350, if this is all you need.pays.co.uk
Can I get another payday loan, if I already have one ?
pays.co.uk If you have not borrowed your full limit, you could borrow more funds up to your loan limit. If you have already borrowed up to your full limit, however, you cannot take out a further loan.
What if I want the payday advance for a longer period of time ?
Payday Loans are designed to be paid off on a person’s next payday. If you cannot repay the loan in full on your due date, you could request to extend the repayment until your subsequent payday, and you would just be charged the interest already accrued on the amount borrowed. This will not reduce your balance and the full amount borrowed plus interest will then be due on your following payday.pays.co.uk
pays.co.uk However, we do not recommend that you extend your loan repayments. If you need a loan for an extended period of time, we recommend that you clear the Payday Loan and take out another type of loan designed to be paid off over a longer period of time.
How do I take out another payday loan after clearing my initial one ?
After a first loan, you will be become an existing Payday Express customer. You then simply need to submit an online Existing Customer Application from the Existing Customer page of this website.
Will you contact my employer ?
pays.co.uk Because employment is a prerequisite of getting a payday loan, we may contact you at work. We will never disclose where we are calling from if someone other than you answers the call.
If possible, please supply a direct telephone number for your place of work.pays.co.uk
If we cannot verify your employment there is a chance that we may need to see a bank statement showing your most recent wage payment.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
When will I receive my payday loan?
Once approved, your Payday Loan will be available in under 24 hours. Although the funds are deposited on the same day in most cases, some banks may take up to 48 hours. If you want your loan money available on the same day, it’s advisable to apply before 3pm.pays.co.uk
How will I know that my loan has been approved?
pays.co.uk You will receive an email notification once your loan has been approved. pays.co.uk reserves the right to make adjustments to your loan approval up until you receive the funds in your bank account based on new information received regarding your application.
pays.co.uk pays.co.uk
pays.co.uk pays.co.uk
When will my loan be due?
Terms and conditions vary, but typically you will be required to repay the amount of credit you borrow plus interest charges within 28 days after you enter into the loan agreement.
What if I am unable to repay my loan by the due date?
pays.co.uk If you cannot repay the full amount of your loan by the due date, you may be able to request a loan extension. Although, this might increase the amount you’ll need to repay.pays.co.uk
How often can I get a payday loan?
We are available any time you need financial assistance between pay periods. We encourage all of our clients to use these loans responsibly and keep in mind that a payday loan is a short-term solution to an urgent cash need; they should not be used repeatedly to deal with continuous budgeting issues.
We are NOT A LENDER but is a licensed credit brokerage business which effects introductions between borrowers and lenders for the purposes of entering into
short-term unsecured loan agreements.This Website does not constitute an offer or solicitation to lend. pays.co.uk
Not all lenders can provide up to £750. Cash transfertimes may vary between lenders and may depend on your individual financial institution.
Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered along term solution. pays.co.uk
All residents of the United Kingdom are not eligible for a cash advance based upon lender requirements. pays.co.uk
In some circumstances faxing maybe required. For details, questions or concerns regarding you cash advance, please contact your lender directly.
The operator of this Website is not an agent, representative or broker of any lenderand does not endorse or charge you for any service or product.
This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you’ll be approved for a cash advance. pays.co.uk
WE DOES NOT charge borrowers a fee for the use of the brokerage services, but it receives a commission from lenders
where borrowers enter into a consumer credit agreement with lenders following an introduction through this website.
All loans are subject to credit approval. pays.co.ukTime to pay off your loan balance is subject to laws in your county, not all borrowers may qualify for a Loan. pays.co.uk
*You can get your cash in as fast as 1 hour, however, under certain circumstances it could take longer to get your cash.
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pays.co.uk pays.co.uk
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You neeit, right now.
Don't like paperwork? Neither do we.
We care.